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An important question often asked by drivers is can my car insurance company drop my coverage? And the answer is yes but only under certain conditions.

So, generally speaking, a carrier will only cancel an insurance policy after the agreed term. So if you have a six month policy, then carriers will almost always maintain coverage for that duration.

However, during your term, if you are involved in multiple collisions, then your carrier may decide to not renew your policy at the end of your term.

Now, in extreme cases, your carrier may cancel coverage abruptly and this generally results from multiple DI charges or maybe improper information on your insurance policy form.

In either case, the insurance company will tell you that your coverage has been dropped or that your plan will not be renewed. So, to prevent being left without auto insurance, make sure that you speak to your insurance agent.

Somebody that you trust and they can help you find a policy from a reputable carrier that meets all of your needs.

We’d be happy to review your insurance coverage options with you! Give us a call at (209) 532-5102 or visit https://caldwell-insurance.com.

Liability insurance is the only type of car insurance required by law. And for good reason. Liability coverage pays for the damage you do when you collide with another automobile.

While situations will vary between people of different means. A smart way to gauge the level of liability insurance you should have on your car can be done by looking at car costs.

The average cost of a new car is just under $50,000. While not all cars on the road are worth this much, it’s a good minimum for your liability coverage.

But what if you’re in an accident and the other person is injured? Medical care is expensive and a car injury can easily generate more than $200,000 in costs.

To cover both, consider keeping liability coverage around $250,000. And remember, you can always lower your premiums by raising your deductible.

Before making a final choice on how much coverage you need, consider speaking with an insurance professional about your optimal liability coverage.

We’d be happy to review your insurance coverage options with you! Give us a call at (757) 405-3079 or visit https://coppedgeinsurance.com.

We’d be happy to review your insurance coverage options with you! Give us a call at (757) 405-3079 or visit https://coppedgeinsurance.com.

An important question often asked by drivers is can my car insurance company drop my coverage? And the answer is yes but only under certain conditions. So generally speaking, a carrier will only cancel an insurance policy after the agreed term. So if you have a six month policy, then carriers will almost always maintain coverage for that duration. However, during your term, if you are involved in multiple collisions, then your carrier may decide to not renew your policy at the end of your term. Now, in extreme cases, your carrier may cancel coverage abruptly and this generally uh results from multiple DU I charges or maybe improper information on your insurance policy form. But in either case, the insurance company will tell you that your coverage has been dropped or that your plan will not be renewed. So to prevent being left without auto insurance, make sure that you speak to your insurance agent. Uh somebody that you trust and they can help you find a policy from a reputable carrier that meets all of your needs.

We’d be happy to review your insurance coverage options with you! Give us a call at (757) 405-3079 or visit https://coppedgeinsurance.com

Call Coppedge Insurance Agency in Portsmouth, VA at (757) 405-3079

Key elements to Commercial Auto Insurance coverage with Coppedge Insurance Agency.

Call Coppedge Insurance Agency in Portsmouth, VA at (757) 405-3079

The final segment in our video series about what insurance a small business actually needs.

Bad Luck Case #5
We review the need for Employment Practices Liability Insurance.

Bad Luck Case #6
A Key Man Life Insurance Policy would have been very helpful, giving the business valuable time to recover from the loss.

Call Coppedge Insurance Agency in Portsmouth, VA at (757) 405-3079

As we continue our series of business insurance examples…

See how Bad Luck Case #3 might have been improved with a Property Insurance Policy that included Debris Removal Coverage, along with Business Income Insurance.

Bad Luck Case #4 reveals a very real need for Cyber Liability Insurance with Data Ransom Coverage

Call Coppedge Insurance Agency in Portsmouth, VA at (757) 405-3079

What insurance does a small business actually need?
Much of a business’s success depends on how well it can overcome obstacles.

Coppedge Insurance Agency is here to help guide you through the perils that you likely don’t anticipate.

Bad Luck Case #1
In this example, the hefty legal and judgment costs would have been covered by Hired and Non-Owned Auto Liability Insurance, up to purchased policy limits.

Bad Luck Case #2
ACME had Worker’s Compensation Insurance that covered Julie’s expenses, but not Colleen’s. The state identified that ACME had misclassified Colleen, which led to hefty penalties and judgments for medical costs and damages.

Call Coppedge Insurance Agency in Portsmouth, VA at (757) 405-3079

Do you have any questions about homeowners insurance coverages? We’d be happy to help!

Call Coppedge Insurance Agency in Portsmouth, VA at (757) 405-3079